Key Takeaways from the Meeting with Mr. Kalpen Parekh, MD & CEO of DSP Mutual Funds
1. Equity Market Basics:
Investing in the equity market is not rocket science or magic.
Returns always come with risk, so be prepared to embrace both.
2. Long-Term Investment Horizon:
Stay invested for the long term, which typically means 5 years or more.
In the equity market, risks tend to adjust over a 3-5 year period.
3. Focus and Patience:
Maintain focus and patience over the long term to see meaningful results.
4. Change is Constant:
Nothing is permanent; only change is.
Always seek advice from experts before investing and review your investment profile regularly, keeping market cycles in mind.
5. Inflation-Adjusted Returns:
The stock market is one of the few avenues that can potentially provide inflation-adjusted returns over time.
6. Risk vs. Returns:
While higher risk can mean higher returns, this is not always true.
Returns largely depend on your investment strategy, quality of advice, and a positive approach toward investments.
7. Avoid Chasing “Best Returns”:
Do not chase the so-called best-performing fund or share.
The stock market moves in cycles, and so do individual shares and mutual funds.
8. Lessons from Recent Market Trends (2020-2024):
The past five years (2020-2024) have been great for the markets.
However, some newcomers have developed an overconfident attitude, thinking, “Apun hi bhagwan hai”.
The current market environment will serve as a reality check and highlight their standing.
9. Consistency and Regular Review:
Be consistent, stay focused, and review your investments regularly to align with changing market conditions.
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Prepared by:
Mr. Atul Kulkarni
CERTIFIED FINANCIAL PLANNER®️ | MBA Finance
Contact: 9967447032
